Legal Officer / SME-Relationship Manager-Car Laon / Relationship Manager-SME - Retail Banking / Senior AML & Compliance Officer

BRED Bank (Cambodia) Plc., is a subsidiary of the cooperative BRED Banque Populaire, a member of the BPCE Group, the 2nd largest banking group in France, serving more than 31.2 million customers, employing more than 100,000 people worldwide, and counting 9 million cooperative shareholders. 

BRED Bank (Cambodia) Plc is the bank for all the people and businesses of Cambodia who like to keep things simple and easy. We are looking for the qualified candidate who has experience in the banking sector to fill in the below position.
1. Legal Officer
2. SME-Relationship Manager-Car Laon
3. Relationship Manager-SME - Retail Banking
4. Senior AML & Compliance Officer
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01/ Legal Officer
Location: Head Office

Key Responsibilities:

• Draft/review corporate agreement, and related commercial documents/banking operation
• Review legal/loan related document, turnover greater than 1million USD
• Provide legal opinion on commercial cases
• Integrate corporate governance culture
• Provide/prepare training on legal topics surrounding Banking environment to ensure that staff receive adequate training and sound legal understanding.
• Analyze legal case regarding banking operation and credit
• Liaison with external law firm on important business dealing and court case to ensure that the quality of work meets the bank expectation.
• Ongoing legal research on corporate law, labor law, and civil law which protect the Bank’s interest with the ability to explain to the need of the management team and employee.
• Other tasks as assigned

Required Education & Skills:

• Minimum Bachelor Degree in law from universities recognized for law skills;
• English proficiency, excellent in both writing and reading
• At least 1 or 2 years’ experience in similar position with banks or legal firms;
• Excellence knowledge of Cambodia laws;
• Good computer skills;

Required competencies:

• Result oriented and high sense of punctuality
• Effective communication
• Integrity, autonomous, self-starter, pro-active and dynamic.

02/ SME-Relationship Manager-Car Laon
Location: Phnom Penh

Key Responsibilities:

• Meet and exceed the assigned sales and revenue targets though acquiring new customers for deposit, Retail SME and other lending products
• Understand customer’s lending needs and provide suitable solutions through consultation
• Collecting supporting documents, prepare credit memorandum with the provision of strong analysis, recommendation and business justification
• Manage and grow existing customer portfolio for FUM, loan, revenue and profitability
• Leverage and expand customer relationship to maximize referral, cross selling and new business opportunities
• Contribute to the business success by initiating and participating in various coldcalling and marketing activities
• Provide high standard of service to all customers at all times and address all customer’s complaints/issues in the professional manner
• Manage the quality customer portfolio, maintain accurate records, and always follow the bank’s policies and compliance procedures
• Be vigilant on any early credit warning signs and make immediate report on potential financial or operational losses
• Stay updated with bank’s products suite, marketing campaigns and competitor’s activities to ensure superior product knowledge

Required Education & Experience:

• Minimum Bachelor Degree
• OR lower degree accepted if at least 3 years' experience in similar position
• Computer literacy  and English language proficiency (French language is a plus)
• Proven sales and service record in banking or related industries
• Financial background and credit background

Required competencies:

• Discretion, integrity and rigor
• Customer focus and strong communication skills
• Strong analytical skills with ability to articulate complex issues
• Confidence, pro-active and ability to work under pressure
• Good planning, negotiation, problem solving & organizing skills
• Desire to go extra and beyond responsibilities
• Be a team player and like to deal with challenges

03/ Relationship Manager-SME - Retail Banking
Location: Battambang

Key Responsibilities:

• Meet and exceed the assigned sales and revenue targets though acquiring new customers for deposit, Retail SME and other lending products
• Understand customer’s lending needs and provide suitable solutions through consultation
• Collecting supporting documents, prepare credit memorandum with the provision of strong analysis, recommendation and business justification
• Manage and grow existing customer portfolio for FUM, loan, revenue and profitability
• Leverage and expand customer relationship to maximize referral, cross selling and new business opportunities
• Contribute to the business success by initiating and participating in various coldcalling and marketing activities
• Provide high standard of service to all customers at all times and address all customer’s complaints/issues in the professional manner
• Manage the quality customer portfolio, maintain accurate records, and always follow the bank’s policies and compliance procedures
• Be vigilant on any early credit warning signs and make immediate report on potential financial or operational losses
• Stay updated with bank’s products suite, marketing campaigns and competitor’s activities to ensure superior product knowledge

Required Education & Experience:

• Minimum Bachelor Degree
• OR lower degree accepted if at least 3 years' experience in similar position
• Computer literacy  and English language proficiency (French language is a plus)
• Proven sales and service record in banking or related industries
• Financial background and credit background

Required competencies:

• Discretion, integrity and rigor
• Customer focus and strong communication skills
• Strong analytical skills with ability to articulate complex issues
• Confidence, pro-active and ability to work under pressure
• Good planning, negotiation, problem solving & organizing skills
• Desire to go extra and beyond responsibilities
• Be a team player and like to deal with challenges

04/ Senior AML & Compliance Officer
Location: Phnom Penh

Key Responsibilities:

• Assist the Head AML & Compliance on the daily activity
• Assist to Integrate AML regulatory policy into the day-to-day operational processes and procedures of the organization to prevent the AML/CFT operational risks.
• Control AML processes to strengthen their efficiency to meet the local and international regulation
• Daily review CTR, STR, High Risk customers
• Develop and manage an internal surveillance tool to effectively monitor the transactions
• Run the AML/CFT queries, raise, Investigate and assess alerts for potential money laundering risks and abnormal transactions
• Update Law/Prakas in order to make Bank complied with local regulators
• Obtain documentary proof of suspicious transactions and ensure effective record keeping of suspicious transactions identified. Communicate surveillance results and findings to the hierarchy
• Supervise AML activities in branches and assist the business units by providing quality, timely, and balanced risk compliance management support.
• Reviews KYC files for onboarding and due diligence requests.
• Assist management team with effective recommendations and implementation of compliant solutions, and provide relevant advice in regard to AML regulatory obligations
• Send reports to NBC and Bank management
• Supports preparation of reports to the Head of AML & Compliance

Required Education & Experience:

• Minimum Master Degree in accounting or finance
• At least 3 years' experience in similar position.
• Good computer skills
• Fluency in English (written and spoken)

Required competencies:

• Discretion, integrity and rigor
• Technical Capacity.
• Effective communication.
• Autonomous and pro-active.
• Quick learner.

HOW TO APPLY

Interested candidates, please submit your resume to this email address: [email protected]