social enterprise logo
Job ID: 76284

Internal Audit Senior Officer / Legal Officer / International Back Office Officer / Credit Analyst Retail & SME Team / Senior Relationship Manager-International Corporate Banking / Assistant Relationship Manager-International Corporate Banking

BRED Bank (Cambodia) Plc.,
Posting Date: 05 Apr, 2021
Closing Date: 05 May, 2021
Job Type: Full-Time,
Seniority Level: Experienced Level,
Job location: Phnom Penh,
Ad Type: Top

BRED Bank (Cambodia) Plc., is a subsidiary of the cooperative BRED Banque Populaire, a member of the BPCE Group, the 2nd largest banking group in France, serving more than 31.2 million customers, employing more than 100,000 people worldwide, and counting 9 million cooperative shareholders. 

BRED Bank (Cambodia) Plc is the bank for all the people and businesses of Cambodia who like to keep things simple and easy. We are looking for the qualified candidate who has experience in the banking sector to fill in the below position.
1. Internal Audit Senior Officer
2. Legal Officer
3. International Back Office Officer
4. Credit Analyst Retail & SME Team
5. Senior Relationship Manager-International Corporate Banking
6. Assistant Relationship Manager-International Corporate Banking


01/ Internal Audit Senior Officer

Location: Head Office

In the scope of the creation of internal audit department, we are looking for an Internal Auditor Senior officer to join our team and progress to Internal Audit Team leader.

Key Responsibilities:
Insure the security of BRED Bank Cambodia (BBC) via risk assessment and in framework of:

  • Carry out the audit missions scheduled in the annual plan which cover:
    • structures (group of branches, departments);
    • specific topics (business line, loan books, financial portfolios, projects, etc.) and cross- business topics (compliance, processes, IT, etc.);
    • general matters concerning all the activities exercised by an outsourced essential service (OES).
  • Be in charge of the report production, identifying and qualifying the level of risk and prioritizing the recommendations issued:
    • prepare the mission taken into account the several stakeholders (FO, risk…) of regulatory perimeter and procedures;
    • interview and on-site controls to analyze the business and the risks;
    • be the key contact for the auditees of the scope of work;
    • contribute to the crossed services projects involving the Internal Audit service and related to BRED Group Audit issues ( reportings, procedures etc.);
  • Provide point of view / risk assessment based on the investigations made.
  • Optimize the Permanent Control of BBC.
  • Renew and develop frequently knowledge to maintain the level of competencies.
  • Report to the Head of Internal Audit of the status of the work, findings and points of discussion.

Required Education & Experience:

  • Minimum Master Degree preferably in audit and control and / or finance and banking.
  • At least 5 years’ experience in related field such as: Audit Firms, Internal Audit, Financial Services Internal Audit, Financial Services Risk and Compliance department.
  • Expert in one of the following banking activities: credit risk, financial services, compliance, IT, Compliance.
  • Fluent English (writing and speaking).
  • French language is a plus.
  • Excellent computer skills in Pack Office (Excel, Word and PowerPoint).
  • Knowledge of the Cambodian Financial Services framework: National Bank of Cambodia (NBC), CAFIU, Ministry of Finance, local and international banks, MFIs. 
  • Knowledge of the Cambodian business environment (tax, legal, regulatory, AMLFT) and the related processes / procedures’ application.
  • Experience in management of interns / graduates.

Required competencies:

  • Objectivity,
  • Discretion, integrity
  • Rigor, reliability
  • Autonomous, quick learner and pro-active.
  • Ability to cover an extensive scope of work from details to high level view.
  • Ability to write / challenge reports, process and procedures.
  • Results oriented and ability to negotiate.
  • Good organizational skills with the ability to work efficiently under pressure and to handle multiple tasks.
  • Good analytical / synthesis aptitude.
  • Effective communication with many types of stakeholders.
  • Ability to travel in Cambodian Provinces.

02/ Legal Officer
Location: Head Office

Key Responsibilities:

  • Draft/review corporate agreement, and related commercial documents/banking operation
  • Review legal/loan related document, turnover greater than 1million USD
  • Provide legal opinion on commercial cases
  • Integrate corporate governance culture
  • Provide/prepare training on legal topics surrounding Banking environment to ensure that staff receive adequate training and sound legal understanding.
  • Analyze legal case regarding banking operation and credit
  • Liaison with external law firm on important business dealing and court case to ensure that the quality of work meets the bank expectation.
  • Ongoing legal research on corporate law, labor law, and civil law which protect the Bank’s interest with the ability to explain to the need of the management team and employee.
  • Other tasks as assigned

Required Education & Skills:

  • Minimum Bachelor Degree in law from universities recognized for law skills;
  • English proficiency, excellent in both writing and reading
  • At least 1 or 2 years’ experience in similar position with banks or legal firms;
  • Excellence knowledge of Cambodia laws;
  • Good computer skills;

Required competencies:

  • Result oriented and high sense of punctuality
  • Effective communication
  • Integrity, autonomous, self-starter, pro-active and dynamic.

03/ International Back Office Officer
Location: Head Office

In the scope of a newly created French Bank, subsidiary of a leading International group we are looking for an International Back Office Officer to join our team.

Key Responsibilities:

  • Operates trade finance operations (Letter of Credit / Bills of Collection…)
  • Input the swift messages and execute international transfer
  • Trade finance operation (Letter of Credit, Bank Guarantee, Documentary Collection)
  • International Remittance operation ( Transfer in and out)
  • Accounting Basics (Nostro reconciliation)
  • ITRS Report to NBC

Required Education & Experience:

  • Minimum Bachelor Degree preferably in one of the field related to the position
  • Fresh graduate or 1 2 year of experiences in similar position.
  • Fluent English (writing and speaking).
  • French language is a plus.
  • Excellent computer skills in Excel

Required competencies:

  • Knowledge of International and local regulation for Trade Finance
  • Discretion, integrity and rigor
  • Good organizational skills with the ability to work efficiently under pressure and to handle multiple tasks
  • Effective communication.
  • Autonomous and pro-active.
  • Quick learner.

04/ Credit Analyst Retail & SME Team
Location: Head Office

We are looking for Junior Credit Analyst to join our team.

Key Responsibilities:

  • Make sound assessment on credit request for consumer and SME financing and recommendation to approving authority on a timely manner;
  • Ensure credit policies & procedures are followed;
  • Perform financial analysis and conduct verification of financial figures for SME case.
  • Maintain high credit standard while ensuring good relationship with Business.
  • Ensure good quality of loan portfolio.
  • Identify and analyze source of repayment and collateral.
  • Play an active and constructive role in identifying opportunities to improve the efficiency and quality of credit process 

Required Education & Experience:

  • Experience in credit and financial analysis or related field for at least 3 years.
  • Education background in Banking, Finance or business analysis.
  • Proficient of English Language is mandatory
  • Excellent communication and ability to build effective relationships with stakeholders 
  • Strong commitment and able to work under pressure
  • Sound understanding of NBC Prakas related to credit as well as NBC reporting

Required competencies:

  • Customer and detailed oriented.
  • Integrity
  • Effective communication & good interpersonal skill.
  • Strong Autonomous and proactive.
  • Good writing skills in English
  • Quick learner.

05/ Senior Relationship Manager-International Corporate Banking
Location: Corporate Banking Division
Reporting to: Deputy CEO | Head of Corporate Banking

Key Responsibilities:

  • Strong focus on business development, relationship building and networking
  • Market products and solutions to increase lending, deposit and cross-sell opportunity.
  • Ensure quality of loan portfolio through sound credit assessment and monitoring.
  • Prepare sales and marketing statements and reports for the top management of the bank
  • Identify and understand customers’ needs and recommend appropriate financial products/service

Required competencies:

  • Financial background, analytical and credit background
  • Outgoing personality, confidence, and ability to work under pressure and tight deadline
  • Minimum 5-year experience in corporate banking, multinational company, business lending with proven experience both sale/relationship as well as credit proposal.
  • Autonomous, pro-active, solution-oriented and a team-player
  • Excellence level of English communication, with proven record of working with diversity of team and culture.
  • Sound knowledge to industry and external environment trend and outlook

06/ Assistant Relationship Manager-International Corporate Banking

Key Responsibilities:

  • Work closely with Senior/ Relationship Manager (S/RM) to support customer need and inquiry, and to offer banking solution and service.
  • Maintain customer files CIF file in Core Banking System, and customer file record
  • Assist S/RM in preparation of credit memorandum
  • Assist S/RM in preparing sales and marketing statements and reports for the top management of the bank

Required competencies:

  • Financial background, analytical and credit background
  • Customer service and solution-oriented
  • Quick learners, autonomous, pro-active
  • A team pressure and ability to work under pressure and conflicting priority
  • Experience in credit, corporate, or business lending
  • Excellence level of English


Interested candidates, please submit your resume to this email address: [email protected]

  • Company BRED Bank (Cambodia) Plc.,
    BRED Bank (Cambodia) Plc., is a subsidiary of the cooperative BRED Banque Populaire, a member of the BPCE Group, the 2nd largest banking group in France, serving more than 31.2 million customers, employing more than 100,000 people worldwide, and coun...

  • Tailor a CV to a specific job
  • Keep it simple
  • Include key information - personal detail
  • Showcase achievements