Relationship Credit Analyst

J Trust Royal is a joint venture between J Trust, a Japanese diversified financial holding company listed on the Tokyo Stock Exchange, and The Royal Group, one of Cambodia’s largest conglomerates. J Trust Royal Bank commenced operations in Cambodia in August 2019 following the acquisition of a majority shareholding in the bank formerly known as ANZ Royal.

About The Role
Role Location: Phnom Penh
Business Unit: Corporate Banking
Role Type: Permanent, Full-time

• Contribute to achieving of growth targets of Corporate Banking through assisting RC/RM manager in preparing credit submission, managing credit portfolio and minimizing operating loss in the business.
• Proactively liaise with relationship managers and other product specialists to define/establish credit requirements and structure credit proposals to minimize and mitigate identified credit risks.
• Assist customers to understand and comply with any pre and post completion requirements/obligations.
• Through all interactions, seeking opportunity to improve the customer’s experience and satisfaction with banking products/service.
• Adhere to JTRB policies and processes and assist others in their awareness of key credit policy and process requirements.
• Ensure well management of credit portfolio with timely conducting the annual/interim review, monitoring the compliance of customer to agreed credit condition/covenant and proactively managing the high-risk accounts.
• Proactively identifies opportunities for process improvement with possible solutions for efficiency gains.

About You
To be successful in this role, you will ideally bring the following –

• Completion of tertiary qualifications in economics, finance/accounting
• Sound knowledge of the principles of Business, Credit Risk, Operational Risk Management and Compliance disciplines
• Excellent Analytical and Problem Solving. Attention to detail and accuracy

Our People

We know that any successful organisation is only as good as its people and so at J Trust Royal we value our people and recognise that they are our greatest strength.

Our people are capable, diligent, hard-working, ambitious and caring. They come from all backgrounds and can understand the perspectives of, relate to, and support our customers and their unique financial needs.

Our aim is to provide opportunities to maximise potential for personal growth and by creating a vibrant, energetic, high-performing and open culture.

We listen to feedback from our people and provide programs and opportunities to ensure they feel a sense of achievement and personal connection to their work and career with us.

We work flexibly at J Trust Royal. Talk to us and let us know how this role can be flexible for you.

HOW TO APPLY

To find out more about working at J Trust Royal or to view other opportunities visit https://jtrustroyal.com/en/careers
For more information about this opportunity please contact:
Email: [email protected]​​​​​​​