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Credit Officer

Gender: Male
Nationality: Cambodian

Work Experience

Credit Officer

- May 2018 to Present

Ly Hour Leasing Plc. - Phnom Penh

Banking

  • Promote and sell products and services being provided by Ly Hour Leasing Plc. 
  • Try the best to bring customers onboard to hit the target set by management. 
  • Analyze the leasing applicant’s credit situation and propose suitable credit line. 
  • Develop credit reports detailing a lessee’s strengths, weaknesses and ability to repay as well as identify risks. 
  • Interact with customers to obtain additional credit information to support credit decisions. 
  • Work closely with the sales officers to complete tasks in stipulated time. 
  • Perform other related duties as required. 


SME Loan Officer

- 2013 to 2018

ACLEDA Bank Plc. - Phnom Penh

  • Promote the bank’s products and services to potential customer. 
  • Set monthly disbursement plans to achieve target set by management. 
  • Meet and discuss with customer to obtain loan information. 
  • Evaluate customer requested loan, evaluate credit history, sources of income (work, business. etc.), collateral, and other resources that can repay loan. 
  • Visit client’s business site to see real business activities and the existing of assets. 
  • Visit collaterals to determine the estimated value and relevant risks 
  • Prepare loan documents and propose approval on clients’ loan application 
  • Review and follow up existing clients’ financial position and operational trends to identify risk and then take corrective actions. 
  • Maintain good relationship with existing clients and regularly seek opportunities for further business development. 
  • Build good relationship with all level local authorities to gain supports for loan documents process. 


Loan Officer

- February 2012 to November 2012

YCP Micro Finance Limited - Phnom Penh

  • Promote YCP’s products and services. 
  • Conduct loan assessment when receiving loan application 
  • Visit business and collateral to evaluation loan request. 
  • Prepare loan document and contract and then propose for approval. 
  • Follow up loan repay and visit customer house or business if arrear exists. 
  • Maintain good relationship with local authority to gain their support and collect information for loan assessment. 



Education

BA in Finance and Bankings

- January 2007 to Present

National University of Management - Cambodia


Skill

Ms. word, excel (5 years)

Language

Khmer (Fluent)

About Me

I am very much interested in credit job at bank. I am able to communicat well with people and local authorities. I have sound experience of credit with ACLEDA bank for 5yeas.

Last updated: 7 months ago
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ID: 2816

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Credit Officer

Ly Hour Leasing Plc.

Cambodian

Work Experience

Credit Officer

Ly Hour Leasing Plc. - Phnom Penh

May 2018 to Present

Banking

SME Loan Officer

ACLEDA Bank Plc. - Phnom Penh

2013 to 2018

Loan Officer

YCP Micro Finance Limited - Phnom Penh

February 2012 to November 2012

Education

BA in Finance and Bankings

National University of Management - Cambodia

January 2007 to Present

Skill

Ms. word, excel (5 years)

Language

236 (238)

About Me

I am very much interested in credit job at bank. I am able to communicat well with people and local authorities. I have sound experience of credit with ACLEDA bank for 5yeas.

Resumes you may be interested in