Credit Monitoring Officer
Gender: Male
Nationality: Cambodian
Work Experience
Credit Monitoring Officer
- February 2017
to Present
Rural Development Bank - Phnom Penh
Banking
Responsibilities:
- Conducts monthly, quarterly or irregular monitoring of loans in order to improve financial stability and effectiveness of funds disbursement.
- Monitors the loans and follows up of the timely repayment.
- On-site inspection after the withdrawal of credit used.
- Maintains regular contact with borrowers who have delinquency by visiting borrowers at their houses or workplace.
- Help solve customer problems timely and help foster easy evaluation on the next loan.
- Monitor and verify the data of credit to repay interest and principal customers.
- Prepare the credit rating principles that NBC set.
- Helping to enhance the quality of credit applications.
- Properly maintaining and reviewing the updated credit file.
- Get feedback from customers for its lack of implementation of the credit policy.
- Making recommendations about procedural/policy changes.
- Develop and implement policies, procedures and forms related to the follow-up loans.
- Prepare regulations and other documentation.
Portfolio Controller
- July 2016
to January 2017
GL Finance Plc. - Phnom Penh
Leasing Company
Responsibilities:
- Work closely with senior recovery officers with consent from recovery supervisor to follow up and instruct recovery officers in solving problems with overdue lessees
- Solve problem with any overdue lessee who cannot be solved by recovery officers by either direct contact or home visit to identify the root cause of default through credit reassessment and investigation and find an appropriate strategy for solving the problem case by case.
- Receive and response to all customer complaints regarding collection, pay off, settlement and other issues related to collection
- Coordinate and work with Finance department for accounts closing, settlement with dealers, and documentation and other related departments for collection purposes if needed.
- Make sure that all installments collected by recovery officer are deposited to GLF bank accounts on time according to company's policy.
- Making daily overdue report for supervisor and manager.
Collection Officer
- January 2015
to July 2016
GL Finance Plc. - Phnom Penh
Leasing Company
Responsibilities:
- Work closely with senior recovery officers with consent from recovery supervisor to follow up and instruct recovery officers in solving problems with overdue lessees
- Solve problem with any overdue lessee who cannot be solved by recovery officers by either direct contact or home visit to identify the root cause of default through credit reassessment and investigation and find an appropriate strategy for solving the problem case by case.
- Receive and response to all customer complaints regarding collection, pay off, settlement and other issues related to collection
- Coordinate and work with Finance department for accounts closing, settlement with dealers, and documentation and other related departments for collection purposes if needed.
- Make sure that all installments collected by recovery officer are deposited to GLF bank accounts on time according to company's policy.
- Making daily overdue report for supervisor and manager.
Community Support Officer
- February 2014
to December 2014
Buddhism for Social Development Action Organization (BSDA) - Kampong Cham
Non-Profit Organization
Responsibilities :
- Facilitate with beneficiaries and community volunteers.
- Provide trainings and strengthen capacity to community volunteers.
- Facilitate with self-help group.
- Develop monthly work plans for community volunteers and child group leaders to make sure they are applied in accordance with budget line.
- Check and prepare budget request and payments to stakeholders.
- Develop monthly and quarterly reports for project coordinator.
- Dealing any problems/issues which occur in the communities.
- Involve in annual budget planning and the development of project proposals.
- Liaise with local authorities and relevant stakeholders.
- Work closely with the Program, Finance and HR & Admin Officer on all financial matters regarding the Project, in full compliance with financial procedures of the donor including financial monitoring and reporting.
- Report for Daily, Weekly, Monthly, Quarterly to direct supervisor.
Education
BA in Banking and Finance
- September 2010
to Present
Western University - Cambodia
BA in Human Resource Management
- September 2010
to Present
Chea Sim University of Kamchaymea - Cambodia
Skill
Microsoft Office, Internet, E-mail (3 years)
Language
Khmer (Native)
,
English (Fair)