Senior Credit Analyst-Corporate Team (1 position)

BRED Bank (Cambodia) Plc., is a subsidiary of the cooperative BRED Banque Populaire, a member of the BPCE Group, the 2nd largest banking group in France, serving more than 31.2 million customers, employing more than 100,000 people worldwide, and counting 9 million cooperative shareholders. 

BRED Bank (Cambodia) Plc is the bank for all the people and businesses of Cambodia who like to keep things simple and easy. We are looking for the qualified candidate who has experience in the banking sector to fill in the below position.

We are looking for Senior Credit Analyst to join our team.

Key Responsibilities:

• Review loan application for corporate and SME customers: analyze applicants’ credit bureau, customer characteristics and business outlook, investment, repayment capacity and associated risk in compliance with bank policies and procedures,
• Accurately score each of the deal using internal scorecard.
• Workshop with business lines to obtain missing information and/or to get answers to any credit related questions as needed
• Coach other and new Credit Analyst: on the job capacity building in credit review,
• Propose and present credit recommendation with proper covenants based on the Bank credit guidelines, policies & procedures relevant approval authority, including Credit Committee. Maintain Compliance at all times
• Play an active and constructive role in identifying opportunities to improve the efficiency and quality of credit process
• Assist in administrative functions of the department.
• Assist in the preparation, distribution and review of control reports to monitor the Group's credit portfolio
• Review of existing client facilities recommending changes & revisions where necessary.

Required Education, Experience & Competencies:

• Bachelor’s degree or equivalent is required in Banking, Finance or other relevant field.
• At least 6 years of previous credit analysis, SME/corporate relationship manager experience is strongly preferred
• Proficient of English Language is mandatory
• Excellent written and verbal communication skills, basic computer skills, strong analytical skills
• Strong integrity, commitment and ability to multitask in a fast paced environment
• Sound understanding of NBC Prakas related to credit.
• Strong Autonomous and proactive.

HOW TO APPLY
Interested candidates, please submit your resume to this email address: [email protected]