Credit Officer
Gender: Male
Nationality: Cambodian
Work Experience
Credit Officer
- May 2018
to Present
Ly Hour Leasing Plc. - Phnom Penh
Banking
- Promote and sell products and services being provided by Ly Hour Leasing Plc.
- Try the best to bring customers onboard to hit the target set by management.
- Analyze the leasing applicant’s credit situation and propose suitable credit line.
- Develop credit reports detailing a lessee’s strengths, weaknesses and ability to repay as well as identify risks.
- Interact with customers to obtain additional credit information to support credit decisions.
- Work closely with the sales officers to complete tasks in stipulated time.
- Perform other related duties as required.
SME Loan Officer
- 2013
to 2018
ACLEDA Bank Plc. - Phnom Penh
- Promote the bank’s products and services to potential customer.
- Set monthly disbursement plans to achieve target set by management.
- Meet and discuss with customer to obtain loan information.
- Evaluate customer requested loan, evaluate credit history, sources of income (work, business. etc.), collateral, and other resources that can repay loan.
- Visit client’s business site to see real business activities and the existing of assets.
- Visit collaterals to determine the estimated value and relevant risks
- Prepare loan documents and propose approval on clients’ loan application
- Review and follow up existing clients’ financial position and operational trends to identify risk and then take corrective actions.
- Maintain good relationship with existing clients and regularly seek opportunities for further business development.
- Build good relationship with all level local authorities to gain supports for loan documents process.
Loan Officer
- February 2012
to November 2012
YCP Micro Finance Limited - Phnom Penh
- Promote YCP’s products and services.
- Conduct loan assessment when receiving loan application
- Visit business and collateral to evaluation loan request.
- Prepare loan document and contract and then propose for approval.
- Follow up loan repay and visit customer house or business if arrear exists.
- Maintain good relationship with local authority to gain their support and collect information for loan assessment.
Education
BA in Finance and Bankings
- January 2007
to Present
National University of Management - Cambodia
Skill
Ms. word, excel (5 years)
Language
Khmer (Fluent)
About Me
I am very much interested in credit job at bank. I am able to communicat well with people and local authorities. I have sound experience of credit with ACLEDA bank for 5yeas.